Interest-free financing and loan

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It is possible to have interest-free loans and loans and to which categories of people the interest-free loan is addressed

This section arises from the need to resolve the question of whether it is possible to have interest-free loans and / or loans or, if so, who the lenders are and to which categories of people the interest-free loan is addressed and, therefore, a loan without renumerazione. We must inform the reader that we have already partially dealt with the issue here when we dealt with the case of zero rate loans and to which we refer those who wish to further deepen the interest-free loans online . In this seat, more than anything else, we want to reaffirm who generically disburses and to which categories of people interest-free credit is intended, considering that this is a well-demanded topic on the net.

Interest-free debt lenders

Interest-free debt lenders

Interest-free debt lenders almost always coincide with public bodies intended at any level, from the central (supra-state) to the peripheral (municipal) level. In these cases, interest-free loans are addressed to people, even in association form, who intend to undertake professional and / or self-employed activities. We come back to those cases in which a state allocates contributions with the dual purpose: to tackle the unemployed and unemployed on the one hand, to create wealth, that is, new taxable bases to be taxed on the other, see interest-free loans for unemployed by Astro Finance. This by state bodies, while on the opposite side we find interest-free loans between private Which? We talk about the family loan that is the one known to most as interest-free loan from relatives or at most between friends and that’s it: it is unlikely that a stranger give credit without interest … For more info and resources on interest-free loans or interest between family private and on the problems related to them visit: legal aspects of non-interest bearing loans between relatives and loan between friends or between companies

Access to the loan without interest

Access to the loan without interest

A type of access to the loan without interest, although very reduced in terms of disbursements, is also implemented by particular “banks” which, through a certain mechanism, have adopted the non-interest bearing loan policy not so much because they are needed but to counteract a banking system deemed unfair. We refer to “banking” institutions in quotes as they do not carry out the collection activity by turning it to others but only to their own members, a bit the one that has been implementing the Jak ethical and cooperative bank for about 80 years which thanks to a certain system that allocates points finances its members in the absence of any interest. 

And speaking of the latter, we must mention, at local level, the interest-free loan made by many churches and parishes which give concrete help to those who, for so many reasons, find themselves in situations of poverty and precariousness. The funds to be allocated for this purpose come both from collections made among the faithful and more often from the dioceses of belonging which in turn turn part of those received by citizens through 8 per thousand. To end it all, we mention another form of financing not only without interest but also without guarantees and without the need to be members of any institution: we refer to the already treated microcredit in Italy and to which we refer those who are looking for further information.